USDA 100% Financing

The USDA loan in Shasta County is an awesome options for anyone looking to purchase outside the city limits of Redding California. This is a Government Loan. USDA stands for United States Department of Agriculture. This loan has been around for a long long time. Here are the pro’s & con’s of the USDA loan:

• The USDA loan has lower 30 year fixed rates than Conventional Financing
• The USDA loan currently does not have Monthly Mortgage Insurance. Keeping your monthly payment lower
• The USDA Loan allows for lower income families to qualify
• The USDA loan allows for lower minimum credit scores then that of other conventional financing

Income Eligibility

• The USDA loan has a max income that a family can make
• Give me a call 530.227.2476 to see if you can qualify with your current income

Property Eligibility Map

• USDA has certain areas that they will or will not lend in
• Currently anywhere outside the city limits of Redding Ca will qualify for USDA
• Some parts of Redding Ca are still eligible for USDA financing
• Give us a call 530.227.2476 for a USDA property eligibility map for a more specific property address

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